On 6 November 2025, Business Insurance reported that India-based Policybazaar Insurance Brokers has launched a multi-country, cloud-based re-insurance marketplace covering Sri Lanka, Qatar, Oman and the United Arab Emirates. The platform leverages big-data analytics to match cedents with facultative and treaty capacity across property, marine, cyber and climate-linked risks.
Although re-insurance may seem far removed from day-to-day global mobility, the development matters for multinationals relocating staff or building assets in the UAE. Property-and-business-interruption cover for large corporate housing compounds, schools and medical facilities often depends on the availability of re-insurance backing. Greater capacity can translate into lower premiums for employers and assignment-management firms that purchase group expatriate packages.
![Policybazaar Extends Tech-Driven Re-insurance Platform to the UAE]()
The UAE market is attractive for digital brokers because free-zone regulations permit 100 percent foreign ownership and because local insurers increasingly partner with tech players to meet solvency-II-style capital requirements. Policybazaar says its algorithmic engine reduces placement cycle times by 30 percent—critical when companies need rapid proof of cover to secure employee visas or comply with landlord obligations.
Risk managers should monitor how the new marketplace integrates with the UAE’s e-insurance repository (Thiqa). Early adopters—including several Abu Dhabi-based energy firms—report premium savings of 8-12 percent on project cargo policies. However, data-sharing agreements and customer-due-diligence protocols must align with the UAE’s updated Personal Data Protection Law (PDPL) that took effect in October 2025.
Although re-insurance may seem far removed from day-to-day global mobility, the development matters for multinationals relocating staff or building assets in the UAE. Property-and-business-interruption cover for large corporate housing compounds, schools and medical facilities often depends on the availability of re-insurance backing. Greater capacity can translate into lower premiums for employers and assignment-management firms that purchase group expatriate packages.
The UAE market is attractive for digital brokers because free-zone regulations permit 100 percent foreign ownership and because local insurers increasingly partner with tech players to meet solvency-II-style capital requirements. Policybazaar says its algorithmic engine reduces placement cycle times by 30 percent—critical when companies need rapid proof of cover to secure employee visas or comply with landlord obligations.
Risk managers should monitor how the new marketplace integrates with the UAE’s e-insurance repository (Thiqa). Early adopters—including several Abu Dhabi-based energy firms—report premium savings of 8-12 percent on project cargo policies. However, data-sharing agreements and customer-due-diligence protocols must align with the UAE’s updated Personal Data Protection Law (PDPL) that took effect in October 2025.
